The Next Retirement Plan Revolution Starts with a Default: What Plan Sponsors Should Watch and Consider Now

Defaults are moving from a plan-design feature to a central question in retirement policy, raising questions for plan sponsors about what may come next and when. We'll put emerging policy signals in context, distinguish proposals from requirements, and connect the outlook to choices around automatic enrollment, contribution defaults, and voluntary re-enrollment while keeping participant choice central.

Join us as we cover:

• Review emerging policy signals and potential timing, distinguishing proposals from requirements already in effect.
• Evaluate how automatic enrollment, contribution defaults, and voluntary re-enrollment can support participation while allowing participants to opt out or change their contribution rate.
• Assess whether voluntary re-enrollment fits your plan and identify the key decisions and readiness steps for a January 1 launch.

For informational purposes only. This material is not legal, tax, or investment advice. Policy proposals discussed may not be enacted requirements. Plan design, automatic enrollment, re-enrollment, default investment, and notice requirements depend on the plan’s terms and applicable law. Plan sponsors should consult their appropriate professionals before taking action.