Becoming a Homeowner II – The Mortgage & Buying Process

Once you’re financially ready, the next step is understanding the mortgage and homebuying process so you can make confident, informed decisions. This session walks you through everything from comparing mortgage options to making an offer and closing on your home.  You’ll learn how to avoid common mistakes and ensure your purchase supports your long-term financial health. Join us as we cover:

• Explain key mortgage terms and compare common loan types
• Understand how interest rates, points, and fees impact the total cost of a mortgage
• Navigate the steps from pre-approval to closing with confidence
• Evaluate home types and make offers that align with their budget and goals
• Identify red flags to avoid during the purchase process and protect their investment