Jay Cirame

Esq., QKA®

ERISA Consultant

Professional Experience

Jay joined Sentinel Benefits & Financial Group as part of the ERISA Consulting team. Jay brings over twenty years of legal experience and seven years direct retirement industry experience to Sentinel after providing legal, regulatory and compliance services to clients over the course of his career. He spent 10 years as in-house counsel to the Commonwealth of Massachusetts under the Transportation Secretariat.

Jay is responsible for internal and external regulatory support and compliance regarding ERISA and the Internal Revenue Code. He helps plan sponsors with best practice plan design and provides guidance on regulatory matters related to the administration and operation of their retirement plans.

My most important role is to be a valuable resource to my internal colleagues and plan sponsors to help them understand and comply with the Internal Revenue Code and ERISA.

Educational Background and Certifications

  • University of Massachusetts at Lowell – Bachelor of Science, Business Administration
  • New England School of Law, Boston, MA – Juris Doctor
  • Member of the Massachusetts Bar
  • Member of the New England chapter of the American Society of Pension Professionals & Actuaries (ASPPA)
  • Qualified 401(k) Administrator