For Financial Professionals

ERISA & Actuarial Consulting Services

All the analysis & strategy your
clients need to make better decisions.

Whether your client is considering a health insurance renewal, starting an Employee Stock Ownership Plan (ESOP) or evaluating alternative retirement program designs, their first step should be getting expert advice.

At Sentinel Benefits & Financial Group, we have a fully staffed Actuarial & Consulting Services team in-house. This group of accomplished professionals offers the same level of skills and services of national firms—at a fraction of the cost.

That's because our team works together with all other in-house groups to minimize redundancy and uncover the best possible solutions to increase plan effectiveness while reducing overall costs. We provide the technology, resources and expertise that fit your clients' needs.

We can help your clients:

  • Design and implement the right retirement program
  • Calculate on-going funding requirements for defined benefit and cash balance plans
  • Determine pre-and-post benefit plan options for mergers and acquisitions
  • Perform plan termination feasibility studies
  • Represent plan sponsors in connection with IRS and DOL audits
  • Perform due diligence, compliance and regulatory testing
  • Perform actuarial valuations and prepare required financial disclosures for both pension and non-pension post retirement benefits
  • Conduct pre-renewal analysis of non-pension benefit plans to provide alternative options and savings

ERISA Consulting & Compliance

ERISA (short for the Employee Retirement Income Security Act of 1974) is a federal law that was established to protect the assets in employer-sponsored retirement plans. ERISA and the Internal Revenue Code spell out the requirements sponsors and trustees of pension and health plans must meet. The complexity of these rules and regulations can be a constant headache for plan fiduciaries.

Our ERISA attorneys, credentialed consultants and actuaries have extensive backgrounds and experience working with 401(k) and 403(b) plans, defined benefit and cash balance plans, ESOPs and executive non-qualified deferred compensation plans under 409A, 457(b) and 457(f).  

We can help you and your client successfully navigate the complicated requirements that the plan is subject to and identify and correct any existing errors before they are discovered on audit.

Our ERISA consulting services include:

  • Assistance with IRS and DOL audits
  • Technical support with plan terminations, late 5500 filings and mergers and acquisitions
  • Compliance testing reviews to identify and correct plan operational or document defects
  • Custom plan designs
  • Preparation of plan documents and amendments

Take the next step

To learn more about our consulting services, contact us or call (800) 436-6689.